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FLEXIBLE HVAC FINANCING

Don’t Let Budget Stop You From Staying Cool

Green Works AC partners with JB Financing to give every South Florida homeowner access to flexible payment options — regardless of credit history. One simple application. Offers from 20+ lenders. No impact to your credit score to check.

Checking your options will NOT affect your credit score

✅ 20+ LENDERS
✅ ALL CREDIT TYPES WELCOME
✅ NO CREDIT SCORE IMPACT TO CHECK
✅ INSTANT DECISIONS
✅ FUNDED IN 48–72 HOURS

HOW IT WORKS

Four Steps From Application to Cool Air

Simple. Fast. No pressure.

1

Fill Out One Simple Application

Complete a short mobile-friendly form with your basic personal and financial information. Takes just a few minutes on any device.

2

Get Real Offers From 20+ Lenders

Your application is instantly matched against our network of over 20 lenders across every credit tier. Real-time decisions — no waiting.

3

Choose the Offer That Fits Your Budget

Compare offers side by side — sort by lowest APR, lowest monthly payment, or highest loan amount. You choose what works best for you.

4

Funds Released — We Get to Work

Once you complete your loan with the chosen lender, funds are deposited in 48–72 hours and we schedule your installation or repair immediately.

WHO IT IS FOR

Financing for Every Credit Situation

Our lender network covers every credit tier — so whether your credit is excellent or you have had some bumps along the way, there is a path to getting your AC fixed or replaced today.

CREDIT TIER SCORE RANGE EXAMPLE LENDERS
⭐ Excellent 720+ SoFi, LightStream, Axos Bank, PenFed
👍 Good 660–719 Best Egg, Upgrade, LendingPoint, Prosper
✅ Fair 620–659 Avant, OneMain Financial, Upstart
🔄 Rebuilding Below 620 OppLoans, NetCredit, MoneyKey

Lender availability varies by individual application. Applying does not affect your credit score.

SMART BORROWING

Concerned About Interest Rates?
Here Is How to Beat Them

All loans in our network have no prepayment penalties. That means small changes to how you pay can save you hundreds — or even thousands — in interest.

💰

Pay a Little Extra Each Month

Rounding a $253/month payment up to $300 — just $1.54 extra per day — pays off a $10,000 loan a full year early and saves over $1,269 in interest.

📅

Pay Bi-Weekly Instead of Monthly

Splitting your monthly payment in half and paying every two weeks cuts a 5-year loan down to 3.5 years and saves nearly $1,800 in interest — without paying more per month.

🎯

Use Your Tax Refund

A single lump sum payment early in the loan dramatically reduces your remaining balance and the total interest charged over the life of the loan.

💡 Pro Tip: Use this free calculator to see exactly how much you would save by paying extra on your loan.

OPEN FREE CALCULATOR →

PRO TIP

A Simple Tip That Gets More People Approved

Before you apply, think about how much you can contribute upfront. If your repair or replacement costs $8,000 and you can put in $3,000, you only need to finance $5,000. A smaller loan amount means a higher chance of approval, a lower monthly payment, and less total interest paid.

Total job cost $8,000
Your upfront contribution −$3,000
Amount to finance $5,000

We will never pressure you to finance more than you need. Call us and we will figure out the right amount together.

COMMON QUESTIONS

Financing FAQ

Does checking my options affect my credit score?

No. The initial application uses a soft credit pull only and will not affect your credit score. A hard inquiry only occurs when you select a specific lender offer and proceed directly with that lender.

How quickly will I get offers?

Offers are returned in real time — typically within 1 to 2 minutes of submitting your application. You can then review, sort, and compare all offers before making any decision.

What can I finance?

Any Green Works AC service — new system installation and replacement, AC repair, duct cleaning, pool heating installation, or major component repairs. Call us to discuss your specific job.

When does Green Works AC get paid?

Once you complete your loan with the chosen lender, funds are deposited to your account within 48–72 hours. You then pay Green Works AC directly — we will confirm timing with you throughout the process.

What if I do not receive any offers?

A small percentage of applications receive no offers. If that happens, call us at (561) 354-8892. We will work with you directly to explore alternative solutions — including contributing what you can upfront and financing a smaller amount.

Can I apply more than once?

You can apply once every 30 days through the financing portal. If you need to reapply sooner or have questions about your application, call us and we will advise you on the best path forward.

Is my information secure?

Yes. All information is transmitted securely and is used only to match you with lenders through the JB Financing network. Your data is never sold or shared outside the lending process.

Ready to Move Forward?
It Takes Just a Few Minutes.

Check your financing options now with no impact to your credit score. If you need help through the process, call us and we will walk through it with you.

Green Works AC · License #CAC1820852 · Hobe Sound, FL

Breathe Easy. Live Green.

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